This FT article provides an overview, based on two new studies
– Allianz study here
– Berenberg Bank / Lisbon Council study here
The Q3 2012 QNHS has been released by the CSO.
This is the first release to incorporate the results of Census 2011. The population estimate used by the CSO at the time of the census was almost 100,000 lower than the figure provided by the census. An information notice gives the impact this revised population estimate has on the QNHS results.
The new CSO report is really striking in terms of the boom and bust dynamics at the sectoral level – it is here.
The European Commission’s blueprint is here.
The Department of Finance has published a third Report on the Demand for Credit by SMEs here. The report covers the period April to September 2012. The main findings are that
– 39% of SMEs sought bank finance in the report period, a one percentage point increase from the report half a year ago
– 56% of formal finance applications were approved fully and 4% partially; 19% were declined, and 21% remained pending
– Almost half of all SMEs believe that banks do currently not lend to SMEs in Ireland
– 7% of SMEs have not applied for credit because of this
– The view that banks do not lend is mainly based on media reports and the experience of business peers, not on own personal experience.