The Irish Central Bank is forecasting strong growth in Ireland of about 2% in GDP in the latest quarterly bulletin (.pdf). Pages 20 and 21 should interest readers of this blog. Thomas Conefrey and Suzanne Linehan dig into the employment growth numbers in a useful box-out. As usual the report is a chart fest, which is great for the wonky folk who frequent this site, but this one caught my eye. In the figure below you’re looking at household debt relative to disposable income, but also relative to total assets in the household sector.
What is remarkable is the scale of the problem relative to other developed countries. Irish debt to disposable income is about 196%, UK debt to disposable income is about 140%, US is about 120%. Here’s a really useful paper (.pdf) by Clare Lebartz looking at the distribution of household debt by income distribution which goes into the mechanics of this buildup a bit more.
The other sharp change is the brown line, driven by an increase in household assets mainly.

