Holding Financial Regulators to Account

This new ECB legal paper looks at the problems in making financial regulators accountable.

Managing Credit Booms

Emerging European countries also experienced credit booms during the pre-crisis period but have largely avoided severe banking crises.  The World Bank has commissioned a number of studies to look at financial regulation and macroeconomic policy in these countries, with the first wave of papers now released:

Macroprudential regulation of credit booms and busts : the experience of the National Bank of the Republic of Macedonia

Credit growth and financial stability in the Czech Republic

Macroprudential regulation of credit booms and busts — the case of Croatia

Financial-stability challenges in European emerging-market countries

Banking flows and financial crisis — financial interconnectedness and basel III effects


Principles of Household Debt Restructuring

The IMF staff position note on household debt restructuring is available  here.

Another interesting contribution is by Arellano and Kocherlakota, “Internal Debt Crises and Sovereign Default.”

Homeowners Need Help

Today’s NYT has an editorial on debt workouts for homeowners: you can read it here.

[By the way, the NYT photo blog has a nice photo essay today on Ireland’s Ghost Estates here.]

A Review of Irish Energy Policy